The Andre Purcell Team is committed to helping you acquire the property that’s right for you. We deliver the gold standard – you can expect extensive market knowledge, proven real estate marketing savvy, and strong negotiations skills. We offer a full-service program to develop a customized program that reflects your personal needs.
Buyer Information Session
At this meeting, we will perform a detailed needs assessment to learn what is important to you throughout the home buying process.
Buyer Representation Agreement
We will present and explain to you the buyer representation agreement and the special services and benefits it offers.
Home Buying Process
We will explain the entire home buying process to you in advance and guide you through every step along the way. This step ensures all your questions are answered so that when you find the ‘right’ home you are prepared to make an informed decision.
We will offer to arrange a pre-qualification or pre-approval appointment with a reputable lender/broker to identify your range of affordability (comfortability), discuss what mortgage products are available to you and to increase your negotiating strength.
- C21 Sales Force: With more than 118,000 sales representatives worldwide we are connected! We will use our network of contacts to help find your property. Our goal is to show you properties, when possible as they debut or before they hit the market.
- Property Showing: We will show you properties that meet the search criteria (and with your permission we will show you some options you may not have thought about) and offer an unbiased view of each property.
- Property Evaluation: We will discuss the features of each property that may affect its value and future resale
Keeping track of all the small (and big) details when buying a home can be stressful. The Andre Purcell Team has the training and experience to make sure nothing falls through the cracks including:
- Property Inspections:
We will recommend that you obtain a professional property inspection to address basic construction issues of the home, including electrical, insulation and heating.
- Property Disclosure:
We will review with you all inspections reports and other documents pertaining to the condition of the property, and answer all questions regarding physical defects of the property which are known to us.
- Review of Written Seller’s Disclosure:
We will throughly review with you any seller’s written disclosure statement to enable you to accept or specify the remedy for each fault disclosed. Remedies for any disclosed faults should/could be addressed in the offer to purchase.
- Appraisal Contingency/Conditions:
We will explain to you the options of adding an appraisal condition to your offer to purchase.
- Home Warranty:
We will explain to you the option of a home warranty (if available) plan to reduce your risk of incurring repair costs after purchasing a property.
- Estimate of Funds Required:
We will provide you with a preliminary estimate of closing costs and down payment requirement anticipated in the transaction.
- Offer Preparation:
We will prepare a written offer on the property you choose to purchase, with terms and conditions approved by you.
- Offer Presentations:
We will endeavour to present your purchase offer directly to the seller, where appropriate, in the presence of the listing representative.
- Walk Through:
We will accompany you on the thorough walk-through of the property (if one is provided in the sales contract) before closing and we will assist you in dealing with any problems discovered during the walk-through.
- Closing the Sale:
Will we monitor and information you of the progress of the purchase agreement, including the satisfaction of all contingencies and conditions during the entire transaction.
- After Sale Service:
We will contact you after the closing to follow up on remaining details or service needs.
- Follow Up Service:
From time to time we may contact you with information pertinent to your purchase or the real estate market in general. Please feel free to contact our team should you have any questions regarding your property or those in your neighbourhood.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
A mortgage that cannot be prepaid or renegotiated for a set period of time without penalties.
The date on which the new. owner takes possession of the property and the sales becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
The process of determining the market value of a property.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary until the closing of the sale, at which point it is given to the vendor.
A mortgage is a loan that uses a piece of real estate as a security. Once that loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are: 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rates will be fixed for whatever term one chooses.